Launch of the new Desenrola Brasil At least 11 thousand people have already renegotiated their debts in Rio Grande do Norte in the New Desenrola Brasil, or Desenrola 2.0, which ends on August 3rd. The data was passed on to g1 by Banco do Brasil, one of the banks included in the program, and refers to agreements with individuals. ? The program provides for the renegotiation of debts, with discounts, and exchange for a cheaper debt, targeting Brazilians who earn up to five minimum wages, that is, R$8,105. Credit card, special check, revolving, personal credit and Student Financing Fund (Fies) debts can be renegotiated. The program serves families (with the possibility of using the FGTS), companies and rural farmers. Unroll 2.0: see questions and answers about the new program ? Click here to follow the g1 RN channel on WhatsApp The more than 11 thousand agreements represent R$ 68.6 million in debts renegotiated through the Banco do Brasil joint effort in Rio Grande do Norte until this Thursday (23). And the institution seeks to serve as many indebted people as possible until the end of the program. "We want to renegotiate as much as possible, because these are very favorable conditions for this renegotiation. That's why, from the first day, we intensified and maintained this frequency, this constancy of communication. Because we understand that it is a good opportunity to carry out these negotiations", said Daniel Régis, head of compliance and recovery at BB. Desenrola Brasil Luis Lima Jr./Fotoarena/Estadão Conteúdo The program guarantees a 30% to 90% discount on the value of the customer's total debt. And without the requirement for immediate entry. "It depends on the framework, whether it is a credit card that is 90 days past due or a credit card that is more than 360 days past due", explained Daniel Régis. BB has operated 733 service points spread across 157 cities in the state, that is, 94% coverage of the municipalities. Debt renegotiations can also be done directly in the application itself. "These are credit card credit lines, personal credit lines, special check lines, which, in general, are lines that have a slightly higher charge. In addition to discounts, they are conditions of well-subsidized financial charges of up to 1.99% per month, which is the ceiling. And the individual's condition has an extended payment period of up to 48 months, with up to a 35-day grace period for payment of the first installment", pointed out the superintendent of BB in RN, Gustavo Rodrigues. The program has motivated other people - who do not fit Novo Desenrola's profile - to also renegotiate their debts. "This is super positive, because there is this movement. There is a whole spontaneous media that favors renegotiation, so we also renegotiated a lot for clients outside the program", explained Daniel Régis. In Rio Grande do Norte, outside the program, more than 15 thousand agreements have already been made, totaling R$124 million in renegotiations. "We have been doing intense contact work, approaching all the profiles in order to bring this condition and this opportunity to them. It is excellent and, whether you like it or not, it allows the customer to get rid of this debt and resume consumption", explained the superintendent of BB in RN. At Desenrola Rural, 273 operations have already been carried out, with more than R$2 million renegotiated, benefiting 229 rural producers in Rio Grande do Norte. At Desenrola Fies, R$45.8 million have been renegotiated in 931 operations. The program allows the renegotiation of debts in arrears between 90 days and 2 years, contracted until January 31, 2026, in forms such as credit card, special check and personal credit. What is Novo Desenrola Brasil? memberships until September 2026. Who can participate? Individuals with an income of up to 5 minimum wages, who have outstanding debts between 90 days and 2 years, in credit card, overdraft and personal credit operations contracted until January 31, 2026. Access occurs through official BB channels, with conditions that include discounts of 30% to 90%, maximum rate of 1.99% per month, term of up to 48 months and possibility of payment of the first installment within 35 days of hiring. Most watched videos on g1 RN.