Caixa deposits R$13 billion of FGTS profit to 138 million workers this Friday

According to a decision by the Federal Supreme Court (STF), FGTS remuneration must guarantee, at a minimum, correction by the IPCA in every year. Who is entitled to the deposit and how to check the amount? ?All people with accounts (active or inactive) linked to the FGTS in 2025, with a balance in December, will be entitled to receive a portion of the profits. ?The division is proportional to the balance in each account. The higher the worker's balance, the more he will receive part of the FGTS profit. ?To calculate the amount to be credited, the worker must multiply the existing balance in the FGTS account on 12/31/2025 by the index of 0.01868341. Distribution history Having confirmed the distribution of profit this year, the FGTS Board maintained a routine that has been in force in recent years. In 2025, the FGTS Council approved the division of 95% of the profit obtained in 2024 to workers. In total, R$12.9 billion was transferred. In 2024, the FGTS board approved the distribution of R$15.2 billion to workers relating to part of the profit recorded in the previous year. The decision was unanimous. In 2023, the FGTS recorded a record profit of R$23.4 billion. However, according to the Ministry of Labor's proposal, only part of this amount, around 65%, was allocated to workers. Where does the money go? According to the rules, the resources will be deposited in the workers' linked FGTS accounts. This does not mean, however, that they can be withdrawn immediately. Values ??may be sought when there is, for example: unfair dismissal by the employer; termination of the contract for a fixed period; termination by agreement between worker and employer; retirement; aged 70 years or over; serious illnesses (worker or dependent); purchasing your own home, paying off or repaying debt or paying part of the housing loan installments; birthday loot. See all possibilities on the Caixa Econômica Federal website.