Debt and default: understand the difference and how to escape the snowball Acre registered 47.51% of the adult population in default in June, according to the Default Map released by Serasa. The percentage represents a drop of 0.48 percentage points compared to May, when the index was 47.99%, and maintains the state with the lowest default rate in the North Region. In the national ranking, Acre appears in 15th position among the states with the highest percentage of defaulters. The index also remains below the country's average, which reached 50.9% in June. ? Join the g1 AC channel on WhatsApp Across Brazil, 83.7 million people were in default during the period and accumulated 345.4 million debts, totaling R$579 billion. The average amount owed per consumer is R$6,920.63, while each debt has, on average, R$1,677.45. In the North Region, the ranking is led by Amapá (65.12%), followed by Amazonas (60.22%), Tocantins (56.56%), Rondônia (53.88%), Roraima (51.19%), Pará (49.13%) and Acre (47.51%). (See graph below) The Serasa survey also points out that the majority of Brazilian consumer debt continues to be concentrated in the financial system. Debts with banks and credit cards represent 27.2% of the total registered. Next come basic bills, such as water, electricity and gas (21.3%), debts with finance companies (19.6%) and debts related to services (11.7%). READ MORE: Acre has the lowest number of defaulters in the North in April, says survey Number of defaulters in AC is below the national average in February, shows survey After two months of decline, the number of indebted families rises again in Acre Among defaulting consumers, women represent 50.5% of the total and men, 49.5%. The age group with the highest participation is 41 to 60 years old, responsible for 35.7% of registrations, while young people aged 18 to 25 represent 11%. Defaults in Acre decline in June and the state continues to have the lowest rate in the Northern Region JN ? More than 22 thousand Acre residents renegotiated debts According to the survey, during June, 22,456 Acre consumers signed agreements to renegotiate debts through Serasa Limpa Nome. In the North Region, the highest number of negotiations was registered in Pará (183,713), followed by Amazonas (115,324), Rondônia (42,801), Tocantins (32,148), Amapá (25,136), Acre (22,456) and Roraima (17,149). The renegotiations mainly involved debts with banks and financial institutions, responsible for 32.6% of closed agreements. Next come securitization companies (23.4%) and telephone companies (18.9%). Women accounted for 54.9% of the renegotiations carried out in June, while men represented 45.1%. According to Serasa, Acre also recorded 2,756,734 trading offers available on the Serasa Limpa Nome platform during the period. VIDEOS: g1