No default: ACIF launches tool to recover debts

Default remains one of the main challenges for the financial health of Brazilian companies. Currently, more than 81 million consumers have some credit restrictions in the country, a scenario that directly impacts cash flow, investment capacity and business growth. To help businesspeople face this reality, ACIF (Association of Commerce and Industry of Franca) now offers AC Recupera, a solution specialized in credit recovery that combines technology, legal security and low operational costs: debts up to 90 days old can be forwarded at no cost to the company, while bonds between 91 and 365 days have an operational fee of R$5. The service was developed especially to serve micro, small and medium-sized companies that face difficulties in recovering outstanding amounts and do not always have a own charging structure. Through AC Recupera, 60% of debts are recovered within the initial period of 90 days. "The money that is stuck in debt is needed by companies' cash flow. Many times, the businessman has already provided the service or delivered the product, but is unable to receive it. AC Recupera was created precisely to facilitate this process, offering an accessible, efficient and safe alternative to recover these resources", says the president of ACIF, Fernando Rached Jorge. Quick recovery and simplified process The platform works 100% digitally. The entrepreneur registers the debt in the system and the entire process is carried out automatically, reducing bureaucracy and operational costs. The difference lies in the friendly recovery of credit. Before the protest is made, the debtor is notified and has a deadline to resolve the issue. In most cases, payment occurs at this stage, avoiding more severe measures and preserving the commercial relationship. Furthermore, the debtor can settle the debt through different means, including bank slip, DDA and credit card, making the process simpler for all parties involved. What can be recovered? AC Recupera allows the collection and protest of various types of debts, including checks, bills, promissory notes, service provision contracts, debt confessions, rental contracts, condominium fees; school fees and health service fees. More security for those who sell In addition to increasing the chances of recovering the amounts, the protest offers legal support and visibility for the charge. This is the only legal form of public debt restriction, a factor that significantly contributes to the regularization of debts. For Fernando Rached Jorge, the arrival of AC Recupera reinforces ACIF's commitment to offering practical solutions to business challenges. "ACIF works so that businesspeople have access to tools that generate concrete results. Recovering credit means recovering working capital, investment capacity and peace of mind to continue growing. AC Recupera is here to be another important ally for our members in this process", he says. Businesspeople interested in learning about the service can contact ACIF and schedule a presentation of the tool by calling (16) 99963 8870, also available via the WhatsApp link https://wa.me/16999638870. Credits: Tarissa Esteves – ACIF press officer (text) Leandro Faria/ACIF (photo)