Growth is driven by the demand for higher value acquisitions, such as real estate, cars and heavy vehicles. Sicredi With R$71.1 billion in active credits registered until June 2026, an increase of 27.6% compared to the same month of the previous year, Sicredi's consortium operation presents a consistent expansion. One of the factors that have contributed to this growth is the evolution of average credit tickets in consortiums. In the last five years, the increase was 52%, with the average going from R$79.8 thousand in the first quarter of 2022, to R$121.4 thousand in the same period of 2026. According to data from the Brazilian Association of Consortium Administrators (ABAC), the average market ticket registered a nominal appreciation of 50.1% in the months of January in the last five years. When discounting the accumulated inflation of the period (IPCA of 21.4%), the sector still delivers a real gain of 23.6%, considering the increase from R$60.3 thousand, in January 2022, to R$90.5 thousand in the same month of 2026. In the most recent annual comparison, the value for January this year represented an increase of 9.5% compared to the R$82.6 thousand recorded in 2025, confirming that Brazilian interest in higher value shares remains on the rise and compatible with the financial capacity of consortium members. This increase indicates that the consortium has established itself as a strategic tool, not only for lower value acquisitions, but also for planning to increase equity. As a result, and still considering all the advantages of the solution, such as the lack of interest, it has attracted more and more fans, including those with higher purchasing power. Within Sicredi, the highlight is the Individual segment, whose average ticket increased by 63% in the last four years, surpassing the institution's general average. Highlight for the public considered high income which, in March, recorded an average ticket of R$ 149.5 thousand. Among the purposes of the consortiums, automobiles had the highest percentage growth, registering an increase of 48% between 2022 and 2026. Tickets for real estate rose 40% in the period. Currently, the highest average value for acquisitions via consortia is in the heavy category, which includes trucks and tractors, for example. Acquisitions related to electric vehicles through consortia have also stood out. In the last nine months, Sicredi has already granted more than R$124 million in letters of credit for cars and electric chargers. “The versatility of the consortium means that heavy-duty quotas can also be used for higher-value vehicles,” explains Rossoni.