Ceres Investimentos Group opens unit in Londrina

Disclosure. From then on, the group expanded its operations year after year: it created its own securitization company, developed a proprietary management system, Minerva, entered new segments such as insurance and trading, and began serving large agro-industries to medium-sized producers. Today, GCI defines itself as a true agricultural hub, where the client does not need to resort to different institutions for each stage of the operation (one for credit, another for insurance, another for marketing), they find everything within the same group, with teams that already understand the seasonality and particularities of each crop. The four pillars that support the operation All of GCI's operations are organized around risk management structured on four fronts, which work in an integrated manner to provide security to the group's and its clients' operations: Credit — preparation of a credit book, detailed economic-financial analysis and constant monitoring of the portfolio, so that each operation is designed according to the client's real profile. Legal — complete document validation and procedural risk analysis before formalizing any operation. Market — continuous reading of national and international agribusiness, with predictive models and regional analyzes that guide credit, marketing and price protection decisions. Operations — supported by the proprietary Minerva system, which provides efficiency and traceability to the group’s entire management chain. This structure is reinforced by technology applied directly to the field, with monitoring of crops using satellite images and monitoring of confinement operations using cameras and drones, tools that help anticipate risks before they become losses. A growth that draws the market's attention GCI's numbers explain why the group has gained space on the radar of those who follow credit for agribusiness in Brazil: More than R$7.9 billion under management — jumping from R$75 million in less than a decade. More than R$2.9 billion in structured operations. More than 60 thousand customers were served throughout the operation. Around R$3 billion in PSV (General Sales Value) in works, through the group's real estate vertical. More than 1,400 customers on the account, including individuals and companies. This growth gained even more strength with the entry of BTG Pactual as a strategic partner: the bank can hold up to 49.9% of GCI's capital, a partnership that combines the regional capillarity and field knowledge that the group already had with the solidity, funding and market access capacity of one of the largest investment banks in the country. In practice, this means more support for GCI to structure larger and more sophisticated operations for its clients, and even so with regional proximity, which is the group's trademark. Why Londrina The choice of the city was not by chance. The North of Paraná is one of the most important agricultural hubs in the country. According to a study by [Agro Valley — link to article or study website], Londrina's agribusiness innovation governance conducted by UTFPR, the region generates more than 35 thousand formal jobs in the sector and accounted for US$2.4 billion in exports in 2023, equivalent to 10% of everything Paraná exported that year, with emphasis on soybeans, sugar, corn and coffee. Ceres Investimentos Group's own commercial mapping shows this potential. Within a radius of up to 250 km from Londrina, the group has already identified: 264 municipalities in the area of ??operation; around 127.6 thousand rural properties mapped; more than 14,900 of these properties are classified as large or very large, a base that ranges from small producers to large agroindustry. In addition to the size of the market, Londrina's geographic position was decisive for the group's decision: the city functions as a strategic point to closely monitor Paraná and, at the same time, be close to Mato Grosso do Sul and Rio Grande do Sul, two other markets relevant to GCI's operation. "Londrina is not just another point on the map. It is a region that already demonstrated a relationship with the GCI and which has one of the strongest and most diversified agricultural sectors in the country. It makes perfect sense for us to be physically here, close to those who produce", says Diogo Ruas Santos, director of strategic marketing, market intelligence and data at the Ceres Group. What changes in practice for the producer and companies in the region Lucas Araújo - Ceres Securitizadora, Oziel Ferreira - Ceres AgroFinance, Jorge do Carmo - Ceres ImobHub. Disclosure/GCI. With the physical unit in Londrina, GCI's service now relies on a local commercial team to conduct, among other fronts: Anticipation of harvest receivables, aimed both at companies with revenues above R$ 100 million per year and for trade