Building wealth consistently has become a priority for many consumers in Londrina. More than making an immediate purchase, interest is growing in solutions that contribute to the appreciation of assets, financial organization and the achievement of long-term goals. This movement accompanies a change in consumer behavior, which began to see properties and vehicles not only as important acquisitions, but also as part of a broader wealth strategy. Aware of this trend, Consórcio União, a company with headquarters in Londrina, launched the Double Credit Plan. Available for real estate and vehicle consortiums, the modality allows you to increase the value of the credit at the time of contemplation, offering more flexibility for projects to follow the evolution of each client's financial needs and objectives. Modality was created to monitor the growth of consumer projects. Disclosure. Heritage as a long-term objective In Londrina and other cities in the North of Paraná, the search for solutions aimed at building heritage has driven interest in modalities that allow for financial growth in a planned way, without giving up predictability and flexibility throughout the journey. In this movement, the consortium has been used not only to acquire assets, but also as an estate planning tool. The possibility of organizing purchases over time and adapting decisions to future needs has attracted consumers with a long-term vision. According to José Roberto Luppi, Commercial Director at Consórcio União, Crédito em Dobro was created to meet precisely this demand for more flexibility. "The Double Credit Plan was designed to give the customer more freedom. It starts with an installment that makes sense for the current budget and, upon consideration, can expand the credit without having to start a new process", he states. José Roberto Luppi, Commercial Director of Consórcio União, highlights the flexibility and increased purchasing power as differentiators of the Double Credit Plan. Disclosure. How does Double Credit work? The proposal of the modality is simple: allow the consumer to start their planning with a credit that suits their current reality and have the possibility of increasing this amount in the future. In practice, a client can take out a letter of credit for R$200,000 and, upon approval, increase this amount to up to R$400,000. The main difference is the possibility of adapting the project according to the needs existing at the time of acquisition. Instead of making a greater commitment from the beginning, the consumer gains more freedom to decide when and how to use expanded credit. Furthermore, the modality eliminates the need to start a new contract to access a higher value. More possibilities for those who want to grow Equity growth rarely happens linearly. Income changes, new family goals and market opportunities cause many projects to evolve over time. Therefore, flexibility has become one of the attributes most valued by consumers who plan great achievements. According to Consórcio União, the modality was born precisely from the observation of clients who took out smaller credits to preserve their financial balance, but later identified the need to expand their investments and acquisitions. "In the traditional market, when the customer needs to increase credit, they usually need to start a new journey. Our proposal was to simplify this path and allow them to follow the growth of the consumer's projects and objectives", explains Luppi. Build assets with predictability Among the factors driving the consortium's growth is the search for alternatives that offer more financial predictability. Today, many consumers are looking for solutions capable of providing: long-term planning; financial organization; preservation of the monthly budget; gradual expansion of assets; greater autonomy in decisions. In this scenario, the consortium began to play an important role in the financial strategy of those who wish to build wealth in a sustainable way. The predictability of installments and the possibility of planning the acquisition of assets contribute to more efficient financial management. Main differences of Double Credit Among the benefits of the modality are: More affordable installments at the beginning Allow you to start planning without excessively compromising your monthly income. Possibility of extending credit The consumer can increase the amount initially contracted when considered. Flexibility for different projects Supplementary credit can be used as needs evolve. Estate planning Promotes long-term financial growth strategies. More autonomy Allows you to adapt decisions according to the consumer’s moment in life. Simplified process Avoids the need for new hires to obtain additional credit. Modality offers more flexibility for building assets and new achievements. Disclosure. Applications for real estate In the real estate market, Double Credit allows consumers to expand their projects over time. In addition to purchasing the main property, supplementary credit can be used for: renovation; finish; custom furniture; expansion of the property; acquisition of another good. This characteristic increases the potential for using credit and strengthens the role of the consortium as a tool for building assets. Applications for vehicles In the automotive segment, the modality serves consumers who carry out scheduled vehicle changes and wish to monitor the evolution of their financial objectives. By starting with installments compatible with their current reality, the customer gains the possibility of expanding their purchasing power in the future. This allows planning to keep up with new market needs and opportunities without requiring a new hiring journey. A trend that follows the evolution of the consumer The growth of the consortium accompanies an important cultural change. More than acquiring goods, many Brazilians began to see credit as an instrument for financial organization and building wealth. In this context, modalities that offer flexibility and adaptability tend to gain more and more relevance. According to Consórcio União, Crédito em Dobro was developed to serve consumers who want to grow financially without immediately increasing their monthly commitment. "Consumers want to grow without compromising their entire income now. Double Credit appears precisely to balance financial planning, purchasing power and freedom of choice", adds the executive. The trend is that consumers in Londrina and the region continue to prioritize strategies that contribute to building wealth in a sustainable way and aligned with their long-term objectives. In this scenario, modalities that offer flexibility to monitor different moments of financial life gain relevance among those who seek more autonomy to carry out their projects. Consumers interested in understanding how the Double Credit Plan works and finding out about credit possibilities for properties and vehicles can access the exclusive website about the modality to request a personalized simulation and obtain more information. FIND OUT MORE AT: https://conteudo.consorciouniao.com.br/credito-em-dobro